California Contractor Insurance
Asena Capital Insurance Services — California-licensed insurance brokerage serving contractors statewide. Phone: (858) 925-9555. Email: info@asenainsurance.com.
Of the 460 B contractors licensed in Torrance, 40% carry workers' comp and 58% claim the no-employee exemption (CSLB, September 2026).
23 of them are suspended (5 workers' comp / 18 bond) — a suspended license cannot legally contract.
Across Los Angeles County the count is 23,588, and 1,145 are suspended for coverage or bond lapses.
Median time licensed: 17.4 years. 17% are under three years old; 45% have 20+ years. 30 were issued in the last 12 months.
5% are LLCs, which carry extra CSLB insurance and bond rules (below).
Asena Capital Insurance Services compares multiple markets for Torrance contractors and requests additional insured endorsements for you when a contract calls for them. Call (858) 925-9555 or request a quote — only your name, phone and email are required. CA License #6008596.
As of September 2026, 5 for workers' comp and 18 for bond issues, out of 460 active B licenses based in Torrance.
30 in the 12 months to September 2026. Each needed a $25,000 bond on file before CSLB issued the license.
Today a B license with no employees can file an exemption. Beginning January 1, 2028 (SB 1455), CSLB will require workers' comp for all active licenses, except joint ventures.