California Contractor Insurance

B General Building Licenses in San Francisco: Bond, Workers' Comp & Compliance

Asena Capital Insurance Services — California-licensed insurance brokerage serving contractors statewide. Phone: (858) 925-9555. Email: info@asenainsurance.com.

B compliance in San Francisco — CSLB data

Of the 2,259 B contractors licensed in San Francisco, 43% carry workers' comp and 55% claim the no-employee exemption (CSLB, September 2026).

Suspensions today: 23 workers' comp, 69 bond.

San Francisco County totals: 2,260 B licenses; 23 suspended for workers' comp, 69 for bonds.

Median time licensed: 17.1 years. 16% are under three years old; 42% have 20+ years. 125 were issued in the last 12 months.

6% are LLCs, which carry extra CSLB insurance and bond rules (below).

What CSLB requires for a B license

  • License bond: $25,000 on file with CSLB.
  • Workers' comp: required with employees; mandatory for all active licenses from January 1, 2028 (SB 1455).
  • LLC licenses: $1M+ liability insurance and a $100,000 employee/worker bond.

Get a quote

Asena Capital Insurance Services compares multiple markets for San Francisco contractors and requests additional insured endorsements for you when a contract calls for them. Call (858) 925-9555 or request a quote — only your name, phone and email are required. CA License #6008596.

Frequently asked questions

How many B licenses in San Francisco are suspended?

As of September 2026, 23 for workers' comp and 69 for bond issues, out of 2,259 active B licenses based in San Francisco.

How many new B licenses were issued in San Francisco last year?

125 in the 12 months to September 2026. Each needed a $25,000 bond on file before CSLB issued the license.

Do general contractors need workers' comp with no employees?

Today a B license with no employees can file an exemption. Beginning January 1, 2028 (SB 1455), CSLB will require workers' comp for all active licenses, except joint ventures.

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