California Contractor Insurance
Asena Capital Insurance Services — California-licensed insurance brokerage serving contractors statewide. Phone: (858) 925-9555. Email: info@asenainsurance.com.
Richmond: 257 active B licenses per CSLB (September 2026). Workers' comp on file — 53%. Exempt — 46%.
Suspensions today: 1 workers' comp, 10 bond.
Across Contra Costa County the count is 3,468, and 151 are suspended for coverage or bond lapses.
Experience mix: median 8.6 years licensed, 23% new (<3 yrs), 29% veterans (20+ yrs). 21 were issued in the last 12 months.
6% are LLCs, which carry extra CSLB insurance and bond rules (below).
Asena Capital Insurance Services compares multiple markets for Richmond contractors and requests additional insured endorsements for you when a contract calls for them. Call (858) 925-9555 or request a quote — only your name, phone and email are required. CA License #6008596.
As of September 2026, 1 for workers' comp and 10 for bond issues, out of 257 active B licenses based in Richmond.
21 in the 12 months to September 2026. Each needed a $25,000 bond on file before CSLB issued the license.
Today a B license with no employees can file an exemption. Beginning January 1, 2028 (SB 1455), CSLB will require workers' comp for all active licenses, except joint ventures.