California Contractor Insurance
Asena Capital Insurance Services — California-licensed insurance brokerage serving contractors statewide. Phone: (858) 925-9555. Email: info@asenainsurance.com.
Of the 363 B contractors licensed in Rancho Cucamonga, 39% carry workers' comp and 58% claim the no-employee exemption (CSLB, September 2026).
14 of them are suspended (2 workers' comp / 12 bond) — a suspended license cannot legally contract.
Across San Bernardino County the count is 4,172, and 243 are suspended for coverage or bond lapses.
Median time licensed: 10.4 years. 22% are under three years old; 31% have 20+ years. 33 were issued in the last 12 months.
4% are LLCs, which carry extra CSLB insurance and bond rules (below).
Asena Capital Insurance Services compares multiple markets for Rancho Cucamonga contractors and requests additional insured endorsements for you when a contract calls for them. Call (858) 925-9555 or request a quote — only your name, phone and email are required. CA License #6008596.
As of September 2026, 2 for workers' comp and 12 for bond issues, out of 363 active B licenses based in Rancho Cucamonga.
33 in the 12 months to September 2026. Each needed a $25,000 bond on file before CSLB issued the license.
If a sub cannot prove its own workers' comp coverage, carriers typically add that sub's payroll to your policy at audit. Collecting current certificates from every sub is the simplest protection.