California Contractor Insurance
Asena Capital Insurance Services — California-licensed insurance brokerage serving contractors statewide. Phone: (858) 925-9555. Email: info@asenainsurance.com.
Of the 433 B contractors licensed in Hayward, 50% carry workers' comp and 48% claim the no-employee exemption (CSLB, September 2026).
Right now 3 are suspended for workers' comp and 18 for a bond problem.
Across Alameda County the count is 3,532, and 172 are suspended for coverage or bond lapses.
Median time licensed: 10.0 years. 22% are under three years old; 31% have 20+ years. 30 were issued in the last 12 months.
6% are LLCs, which carry extra CSLB insurance and bond rules (below).
Asena Capital Insurance Services compares multiple markets for Hayward contractors and requests additional insured endorsements for you when a contract calls for them. Call (858) 925-9555 or request a quote — only your name, phone and email are required. CA License #6008596.
As of September 2026, 3 for workers' comp and 18 for bond issues, out of 433 active B licenses based in Hayward.
30 in the 12 months to September 2026. Each needed a $25,000 bond on file before CSLB issued the license.
Today a B license with no employees can file an exemption. Beginning January 1, 2028 (SB 1455), CSLB will require workers' comp for all active licenses, except joint ventures.