California Contractor Insurance
Asena Capital Insurance Services — California-licensed insurance brokerage serving contractors statewide. Phone: (858) 925-9555. Email: info@asenainsurance.com.
Of the 384 B contractors licensed in Fullerton, 43% carry workers' comp and 56% claim the no-employee exemption (CSLB, September 2026).
Right now 0 are suspended for workers' comp and 16 for a bond problem.
County-wide, Orange County has 9,056 B licenses, with 73 workers' comp and 340 bond suspensions.
Median time licensed: 11.0 years. 19% are under three years old; 34% have 20+ years. 26 were issued in the last 12 months.
2% are LLCs, which carry extra CSLB insurance and bond rules (below).
Asena Capital Insurance Services compares multiple markets for Fullerton contractors and requests additional insured endorsements for you when a contract calls for them. Call (858) 925-9555 or request a quote — only your name, phone and email are required. CA License #6008596.
As of September 2026, 0 for workers' comp and 16 for bond issues, out of 384 active B licenses based in Fullerton.
26 in the 12 months to September 2026. Each needed a $25,000 bond on file before CSLB issued the license.
If a sub cannot prove its own workers' comp coverage, carriers typically add that sub's payroll to your policy at audit. Collecting current certificates from every sub is the simplest protection.