California Contractor Insurance
Asena Capital Insurance Services — California-licensed insurance brokerage serving contractors statewide. Phone: (858) 925-9555. Email: info@asenainsurance.com.
CSLB's license file (September 2026) lists 271 active B licenses based in Downey. 39% show a workers' comp policy and 58% are filed exempt.
Suspensions today: 2 workers' comp, 10 bond.
Across Los Angeles County the count is 23,588, and 1,145 are suspended for coverage or bond lapses.
Experience mix: median 14.4 years licensed, 16% new (<3 yrs), 35% veterans (20+ yrs). 23 were issued in the last 12 months.
3% are LLCs, which carry extra CSLB insurance and bond rules (below).
Asena Capital Insurance Services compares multiple markets for Downey contractors and requests additional insured endorsements for you when a contract calls for them. Call (858) 925-9555 or request a quote — only your name, phone and email are required. CA License #6008596.
As of September 2026, 2 for workers' comp and 10 for bond issues, out of 271 active B licenses based in Downey.
23 in the 12 months to September 2026. Each needed a $25,000 bond on file before CSLB issued the license.
If a sub cannot prove its own workers' comp coverage, carriers typically add that sub's payroll to your policy at audit. Collecting current certificates from every sub is the simplest protection.