California Contractor Insurance
Asena Capital Insurance Services — California-licensed insurance brokerage serving contractors statewide. Phone: (858) 925-9555. Email: info@asenainsurance.com.
CSLB's license file (September 2026) lists 164 active C-10 licenses based in El Cajon. 59% show a workers' comp policy and 38% are filed exempt.
Right now 0 are suspended for workers' comp and 6 for a bond problem.
County-wide, San Diego County has 2,047 C-10 licenses, with 18 workers' comp and 75 bond suspensions.
Experience mix: median 15.4 years licensed, 13% new (<3 yrs), 40% veterans (20+ yrs). 8 were issued in the last 12 months.
9% are LLCs, which carry extra CSLB insurance and bond rules (below).
Asena Capital Insurance Services compares multiple markets for El Cajon contractors and requests additional insured endorsements for you when a contract calls for them. Call (858) 925-9555 or request a quote — only your name, phone and email are required. CA License #6008596.
As of September 2026, 0 for workers' comp and 6 for bond issues, out of 164 active C-10 licenses based in El Cajon.
8 in the 12 months to September 2026. Each needed a $25,000 bond on file before CSLB issued the license.
If you have employees, yes — California Labor Code 3700 requires it. With no employees you can currently file an exemption, but beginning January 1, 2028 (SB 1455), CSLB will require workers' comp for all active licenses; only joint-venture licenses remain exempt.