California Contractor Insurance
Asena Capital Insurance Services — California-licensed insurance brokerage serving contractors statewide. Phone: (858) 925-9555. Email: info@asenainsurance.com.
Of the 352 C-10 contractors licensed in Bakersfield, 53% carry workers' comp and 44% claim the no-employee exemption (CSLB, September 2026).
Suspensions today: 2 workers' comp, 15 bond.
Across Kern County the count is 481, and 19 are suspended for coverage or bond lapses.
Experience mix: median 10.8 years licensed, 18% new (<3 yrs), 33% veterans (20+ yrs). 25 were issued in the last 12 months.
9% are LLCs, which carry extra CSLB insurance and bond rules (below).
Asena Capital Insurance Services compares multiple markets for Bakersfield contractors and requests additional insured endorsements for you when a contract calls for them. Call (858) 925-9555 or request a quote — only your name, phone and email are required. CA License #6008596.
As of September 2026, 2 for workers' comp and 15 for bond issues, out of 352 active C-10 licenses based in Bakersfield.
25 in the 12 months to September 2026. Each needed a $25,000 bond on file before CSLB issued the license.
If you have employees, yes — California Labor Code 3700 requires it. With no employees you can currently file an exemption, but beginning January 1, 2028 (SB 1455), CSLB will require workers' comp for all active licenses; only joint-venture licenses remain exempt.