Contractor Insurance for contractors in San Mateo
Most contractors carry general liability, workers' comp, commercial auto and the $25,000 license bond, plus tools and equipment coverage. The mix depends on your license class, employees and vehicles.
San Mateo contractors by the numbers
San Mateo has 634 active CSLB contractor licenses (September 2026). 46% carry a workers' comp policy, 52% are on file as exempt, and 46 licenses were issued here in the last 12 months. The largest group is B (315 licenses).
Other San Mateo County contractor markets
Redwood City (706 licenses), Daly City (457 licenses), South San Francisco (401 licenses), Burlingame (320 licenses), San Carlos (315 licenses).
Get a quote
Asena Capital Insurance Services compares multiple markets for San Mateo contractors and requests additional insured endorsements for you when a contract calls for them. Call (858) 925-9555 or request a quote — only your name, phone and email are required. CA License #6008596.
Frequently asked questions
Do I need contractor insurance to work in San Mateo?
Most contractors carry general liability, workers' comp, commercial auto and the $25,000 license bond, plus tools and equipment coverage. The mix depends on your license class, employees and vehicles.
What is the fastest way to get a certificate of insurance?
Once a policy is bound, a certificate of insurance can usually be issued quickly, including additional insured wording a GC asks for. Timing depends on the carrier and the endorsements requested.