California Contractor Insurance
Asena Capital Insurance Services — California-licensed insurance brokerage serving contractors statewide. Phone: (858) 925-9555. Email: info@asenainsurance.com.
Most contractors carry general liability, workers' comp, commercial auto and the $25,000 license bond, plus tools and equipment coverage. The mix depends on your license class, employees and vehicles.
Oxnard has 952 active CSLB contractor licenses (September 2026), #39 among California cities. 50% carry a workers' comp policy, 46% are on file as exempt, and 102 licenses were issued here in the last 12 months. The largest group is B (292 licenses).
| Licenses | With WC policy | Exempt | New (12 mo) | |
|---|---|---|---|---|
| B General Building Contractor | 292 | 43% | 54% | 29 |
| C-27 Landscaping Contractor | 83 | 51% | 47% | 13 |
| C-36 Plumbing Contractor | 78 | 37% | 63% | 8 |
| C-61 Limited Specialty | 77 | 61% | 38% | 2 |
| C-33 Painting and Decorating Contractor | 77 | 43% | 53% | 8 |
| C-10 Electrical Contractor | 69 | 45% | 54% | 8 |
| C-39 Roofing Contractor | 53 | 83% | 0% | 9 |
| C-20 Warm-Air Heating, Ventilating and Air-Conditioning Contractor | 37 | 92% | 0% | 2 |
| C-54 Ceramic and Mosaic Tile Contractor | 32 | 44% | 53% | 3 |
| A General Engineering Contractor | 32 | 62% | 38% | 0 |
Simi Valley (1,306 licenses), Ventura (1,055 licenses), Thousand Oaks (654 licenses), Camarillo (614 licenses), Newbury Park (370 licenses).
Asena Capital Insurance Services compares multiple markets for Oxnard contractors and requests additional insured endorsements for you when a contract calls for them. Call (858) 925-9555 or request a quote — only your name, phone and email are required. CA License #6008596.
Most contractors carry general liability, workers' comp, commercial auto and the $25,000 license bond, plus tools and equipment coverage. The mix depends on your license class, employees and vehicles.
Once a policy is bound, a certificate of insurance can usually be issued quickly, including additional insured wording a GC asks for. Timing depends on the carrier and the endorsements requested.