California Contractor Insurance
Asena Capital Insurance Services — California-licensed insurance brokerage serving contractors statewide. Phone: (858) 925-9555. Email: info@asenainsurance.com.
Most contractors carry general liability, workers' comp, commercial auto and the $25,000 license bond, plus tools and equipment coverage. The mix depends on your license class, employees and vehicles.
Laguna Beach has 241 active CSLB contractor licenses (September 2026). 39% carry a workers' comp policy, 58% are on file as exempt, and 9 licenses were issued here in the last 12 months. The largest group is B (147 licenses).
| Licenses | With WC policy | Exempt | New (12 mo) | |
|---|---|---|---|---|
| B General Building Contractor | 147 | 33% | 65% | 4 |
| C-27 Landscaping Contractor | 20 | 85% | 10% | 0 |
| C-10 Electrical Contractor | 16 | 31% | 69% | 0 |
| C-36 Plumbing Contractor | 15 | 53% | 40% | 1 |
| C-61 Limited Specialty | 14 | 50% | 50% | 1 |
| A General Engineering Contractor | 13 | 69% | 15% | 0 |
| C-33 Painting and Decorating Contractor | 11 | 64% | 36% | 1 |
| C-54 Ceramic and Mosaic Tile Contractor | 9 | 33% | 67% | 0 |
| C-20 Warm-Air Heating, Ventilating and Air-Conditioning Contractor | 6 | 100% | 0% | 0 |
| C-15 Flooring and Floor Covering Contractors | 6 | 17% | 83% | 1 |
Anaheim (2,067 licenses), Santa Ana (1,489 licenses), Huntington Beach (1,389 licenses), Irvine (1,335 licenses), Orange (1,304 licenses).
Asena Capital Insurance Services compares multiple markets for Laguna Beach contractors and requests additional insured endorsements for you when a contract calls for them. Call (858) 925-9555 or request a quote — only your name, phone and email are required. CA License #6008596.
Most contractors carry general liability, workers' comp, commercial auto and the $25,000 license bond, plus tools and equipment coverage. The mix depends on your license class, employees and vehicles.
Once a policy is bound, a certificate of insurance can usually be issued quickly, including additional insured wording a GC asks for. Timing depends on the carrier and the endorsements requested.