California Contractor Insurance
Asena Capital Insurance Services — California-licensed insurance brokerage serving contractors statewide. Phone: (858) 925-9555. Email: info@asenainsurance.com.
Most contractors carry general liability, workers' comp, commercial auto and the $25,000 license bond, plus tools and equipment coverage. The mix depends on your license class, employees and vehicles.
Cypress has 261 active CSLB contractor licenses (September 2026). 46% carry a workers' comp policy, 51% are on file as exempt, and 13 licenses were issued here in the last 12 months. The largest group is B (110 licenses).
| Licenses | With WC policy | Exempt | New (12 mo) | |
|---|---|---|---|---|
| B General Building Contractor | 110 | 40% | 59% | 7 |
| C-10 Electrical Contractor | 43 | 44% | 53% | 1 |
| C-20 Warm-Air Heating, Ventilating and Air-Conditioning Contractor | 25 | 96% | 0% | 0 |
| C-33 Painting and Decorating Contractor | 24 | 38% | 62% | 0 |
| C-36 Plumbing Contractor | 21 | 57% | 43% | 2 |
| C-61 Limited Specialty | 19 | 47% | 42% | 0 |
| A General Engineering Contractor | 12 | 75% | 25% | 0 |
| C-27 Landscaping Contractor | 10 | 40% | 60% | 0 |
| C-15 Flooring and Floor Covering Contractors | 7 | 86% | 14% | 0 |
| C-39 Roofing Contractor | 5 | 100% | 0% | 2 |
Anaheim (2,067 licenses), Santa Ana (1,489 licenses), Huntington Beach (1,389 licenses), Irvine (1,335 licenses), Orange (1,304 licenses).
Asena Capital Insurance Services compares multiple markets for Cypress contractors and requests additional insured endorsements for you when a contract calls for them. Call (858) 925-9555 or request a quote — only your name, phone and email are required. CA License #6008596.
Most contractors carry general liability, workers' comp, commercial auto and the $25,000 license bond, plus tools and equipment coverage. The mix depends on your license class, employees and vehicles.
Once a policy is bound, a certificate of insurance can usually be issued quickly, including additional insured wording a GC asks for. Timing depends on the carrier and the endorsements requested.