California Contractor Insurance
Asena Capital Insurance Services — California-licensed insurance brokerage serving contractors statewide. Phone: (858) 925-9555. Email: info@asenainsurance.com.
San Jose is home to 131 licensed concrete contractors (C-8, CSLB September 2026) — #1 in California, about 3% of the 4,970 contractor licenses based here.
Nearby in Santa Clara County: Gilroy (33), Morgan Hill (30), Santa Clara (18), San Martin (10).
43% of San Jose's C-8 licensees hold more than one classification — most often B General Building Contractor (24%), A General Engineering Contractor (15%). Extra classifications can change how carriers rate your general liability and workers' comp, so list every license class when you quote.
Business structure: 35% sole owners, 61% corporations, 3% LLCs; median time licensed 10.8 years.
For concrete contractors, underwriters focus first on: damage to underground utilities, sprinklers and existing hardscape during demo and prep; and concrete washout and runoff that can trigger property or pollution claims. See the full coverage guide for concrete contractors for limits, endorsements and workers' comp rules.
Asena Capital Insurance Services compares multiple markets for San Jose contractors and requests additional insured endorsements for you when a contract calls for them. Call (858) 925-9555 or request a quote — only your name, phone and email are required. CA License #6008596.
131 active C-8 licenses have a business address in San Jose (CSLB, September 2026); 93% carry workers' comp and 0% are filed exempt.
Yes. Since January 1, 2023, CSLB requires a workers' comp policy on file for every active C-8 license, regardless of employees. The exemption is no longer available for this classification.