California Contractor Insurance
Asena Capital Insurance Services — California-licensed insurance brokerage serving contractors statewide. Phone: (858) 925-9555. Email: info@asenainsurance.com.
Fontana is home to 23 licensed concrete contractors (C-8, CSLB September 2026) — #40 in California, about 3% of the 799 contractor licenses based here.
Nearby in San Bernardino County: San Bernardino (40), Ontario (29), Rancho Cucamonga (22), Hesperia (21).
30% of Fontana's C-8 licensees hold more than one classification — most often B General Building Contractor (13%), D-63 D63 (9%). Extra classifications can change how carriers rate your general liability and workers' comp, so list every license class when you quote.
Business structure: 30% sole owners, 61% corporations, 9% LLCs; median time licensed 6.5 years.
For concrete contractors, underwriters focus first on: cracked or failed flatwork leading to completed-operations claims; and damage to underground utilities, sprinklers and existing hardscape during demo and prep. See the full coverage guide for concrete contractors for limits, endorsements and workers' comp rules.
Asena Capital Insurance Services compares multiple markets for Fontana contractors and requests additional insured endorsements for you when a contract calls for them. Call (858) 925-9555 or request a quote — only your name, phone and email are required. CA License #6008596.
23 active C-8 licenses have a business address in Fontana (CSLB, September 2026); 100% carry workers' comp and 0% are filed exempt.
GL is built for bodily injury and property damage to others, not for redoing your own work. Damage your faulty work causes to other property may be covered under completed operations, depending on the policy.