Liability Coverage
Bodily injury and property damage liability. Meets California DMV and DOT requirements.
Physical Damage
Comprehensive and collision coverage for your box truck. Agreed value or ACV options.
Cargo Coverage
Protect tools, equipment, and materials in transit. Contractor tools and equipment floater available.
Non-Trucking Liability
Coverage when the truck is used for personal use or when not under dispatch.
Box Truck Insurance Requirements in California
Minimum $750,000 combined single limit (CSL) liability for vehicles over 10,001 lbs GVWR used in interstate commerce
California requires minimum $30,000/$60,000/$15,000 for private passenger vehicles (since January 1, 2025) — commercial trucks require higher limits
DOT number required for vehicles over 10,001 lbs GVWR operating in interstate commerce
MCS-90 endorsement required for federally regulated motor carriers
Workers comp required for all employees operating box trucks
Get Box Truck Insurance Today
coverage options based on your trade and operations for California box truck operators.