Business Owner's Policy (BOP) for contractors in San Jose
Bundles general liability with property coverage for an office, shop or stored equipment. Eligibility depends on trade and size; higher-risk trades often need a standalone GL policy instead.
San Jose contractors by the numbers
San Jose has 4,970 active CSLB contractor licenses (September 2026), #3 among California cities. 53% carry a workers' comp policy, 45% are on file as exempt, and 399 licenses were issued here in the last 12 months. The largest group is B (2,246 licenses).
Other Santa Clara County contractor markets
Santa Clara (637 licenses), Gilroy (559 licenses), Campbell (492 licenses), Morgan Hill (467 licenses), Sunnyvale (430 licenses).
Get a quote
Asena Capital Insurance Services compares multiple markets for San Jose contractors and requests additional insured endorsements for you when a contract calls for them. Call (858) 925-9555 or request a quote — only your name, phone and email are required. CA License #6008596.
Frequently asked questions
Do I need a business owner's policy to work in San Jose?
Bundles general liability with property coverage for an office, shop or stored equipment. Eligibility depends on trade and size; higher-risk trades often need a standalone GL policy instead.
What is the fastest way to get a certificate of insurance?
Once a policy is bound, a certificate of insurance can usually be issued quickly, including additional insured wording a GC asks for. Timing depends on the carrier and the endorsements requested.