California Contractor Insurance
Asena Capital Insurance Services — California-licensed insurance brokerage serving contractors statewide. Phone: (858) 925-9555. Email: info@asenainsurance.com.
Bundles general liability with property coverage for an office, shop or stored equipment. Eligibility depends on trade and size; higher-risk trades often need a standalone GL policy instead.
San Francisco has 3,741 active CSLB contractor licenses (September 2026), #5 among California cities. 48% carry a workers' comp policy, 50% are on file as exempt, and 224 licenses were issued here in the last 12 months. The largest group is B (2,259 licenses).
| Licenses | With WC policy | Exempt | New (12 mo) | |
|---|---|---|---|---|
| B General Building Contractor | 2,259 | 43% | 55% | 125 |
| C-10 Electrical Contractor | 558 | 48% | 50% | 34 |
| C-36 Plumbing Contractor | 431 | 45% | 52% | 21 |
| C-33 Painting and Decorating Contractor | 309 | 52% | 46% | 12 |
| A General Engineering Contractor | 299 | 64% | 32% | 11 |
| C-61 Limited Specialty | 155 | 69% | 30% | 6 |
| C-20 Warm-Air Heating, Ventilating and Air-Conditioning Contractor | 94 | 96% | 0% | 14 |
| C-27 Landscaping Contractor | 87 | 56% | 41% | 8 |
| C-39 Roofing Contractor | 76 | 93% | 0% | 5 |
| C-15 Flooring and Floor Covering Contractors | 69 | 64% | 35% | 1 |
Sunset (1 licenses).
Asena Capital Insurance Services compares multiple markets for San Francisco contractors and requests additional insured endorsements for you when a contract calls for them. Call (858) 925-9555 or request a quote — only your name, phone and email are required. CA License #6008596.
Bundles general liability with property coverage for an office, shop or stored equipment. Eligibility depends on trade and size; higher-risk trades often need a standalone GL policy instead.
Once a policy is bound, a certificate of insurance can usually be issued quickly, including additional insured wording a GC asks for. Timing depends on the carrier and the endorsements requested.