Business Owner's Policy (BOP) for contractors in San Diego
Bundles general liability with property coverage for an office, shop or stored equipment. Eligibility depends on trade and size; higher-risk trades often need a standalone GL policy instead.
San Diego contractors by the numbers
San Diego has 5,819 active CSLB contractor licenses (September 2026), #2 among California cities. 45% carry a workers' comp policy, 52% are on file as exempt, and 518 licenses were issued here in the last 12 months. The largest group is B (2,686 licenses).
Other San Diego County contractor markets
Escondido (1,715 licenses), El Cajon (1,391 licenses), Chula Vista (1,184 licenses), Vista (1,179 licenses), Oceanside (1,031 licenses).
Get a quote
Asena Capital Insurance Services compares multiple markets for San Diego contractors and requests additional insured endorsements for you when a contract calls for them. Call (858) 925-9555 or request a quote — only your name, phone and email are required. CA License #6008596.
Frequently asked questions
Do I need a business owner's policy to work in San Diego?
Bundles general liability with property coverage for an office, shop or stored equipment. Eligibility depends on trade and size; higher-risk trades often need a standalone GL policy instead.
What is the fastest way to get a certificate of insurance?
Once a policy is bound, a certificate of insurance can usually be issued quickly, including additional insured wording a GC asks for. Timing depends on the carrier and the endorsements requested.