Business Owner's Policy (BOP) for contractors in Sacramento
Bundles general liability with property coverage for an office, shop or stored equipment. Eligibility depends on trade and size; higher-risk trades often need a standalone GL policy instead.
Sacramento contractors by the numbers
Sacramento has 4,096 active CSLB contractor licenses (September 2026), #4 among California cities. 46% carry a workers' comp policy, 51% are on file as exempt, and 464 licenses were issued here in the last 12 months. The largest group is B (1,601 licenses).
Other Sacramento County contractor markets
Elk Grove (744 licenses), Citrus Heights (739 licenses), Rancho Cordova (585 licenses), Orangevale (504 licenses), Carmichael (463 licenses).
Get a quote
Asena Capital Insurance Services compares multiple markets for Sacramento contractors and requests additional insured endorsements for you when a contract calls for them. Call (858) 925-9555 or request a quote — only your name, phone and email are required. CA License #6008596.
Frequently asked questions
Do I need a business owner's policy to work in Sacramento?
Bundles general liability with property coverage for an office, shop or stored equipment. Eligibility depends on trade and size; higher-risk trades often need a standalone GL policy instead.
What is the fastest way to get a certificate of insurance?
Once a policy is bound, a certificate of insurance can usually be issued quickly, including additional insured wording a GC asks for. Timing depends on the carrier and the endorsements requested.