California Contractor Insurance
Asena Capital Insurance Services — California-licensed insurance brokerage serving contractors statewide. Phone: (858) 925-9555. Email: info@asenainsurance.com.
San Bernardino is home to 58 licensed plumbing contractors (C-36, CSLB September 2026), about 7% of the 846 contractor licenses based here.
Nearby in San Bernardino County: Rancho Cucamonga (70), Fontana (53), Ontario (46), Chino (44).
40% of San Bernardino's C-36 licensees hold more than one classification — most often B General Building Contractor (28%), C-20 Warm-Air Heating, Ventilating and Air-Conditioning Contractor (10%). Extra classifications can change how carriers rate your general liability and workers' comp, so list every license class when you quote.
Business structure: 41% sole owners, 48% corporations, 9% LLCs; median time licensed 9.2 years.
For plumbers, underwriters focus first on: mold claims that follow slow leaks; and sewer backup and drain-cleaning work. See the full coverage guide for plumbing contractors for limits, endorsements and workers' comp rules.
Asena Capital Insurance Services compares multiple markets for San Bernardino contractors and requests additional insured endorsements for you when a contract calls for them. Call (858) 925-9555 or request a quote — only your name, phone and email are required. CA License #6008596.
58 active C-36 licenses have a business address in San Bernardino (CSLB, September 2026); 48% carry workers' comp and 50% are filed exempt.
Yes if you have employees. With no employees you can currently file an exemption; beginning January 1, 2028, CSLB will require workers' comp for all active licenses under SB 1455, except joint ventures.