Mobile home insurance, or manufactured home insurance, is insurance that covers any dwelling that falls under the manufactured home definition. These homes always have a HUD label and are typically built on a metal frame and delivered as a completed structure.
 

Mobile home insurance provides coverage for the following essentials:

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Dwelling coverage: This coverage is for the dwelling and other permanent structures on the property. In other words, any damage done to your home or other structures on the property (like a deck, garage or shed) that is listed in your policy is covered under your dwelling coverage.

Personal property coverage: This coverage is for your personal belongings. If the items you own are damaged or stolen, your policy covers you.

Liability coverage: This coverage is to protect you in the event someone is injured on your property and you are held liable. Liability protection may cover legal fees and medical costs up to your coverage limit.

Loss of Use/Additional Living Expenses (ALE): This coverage applies when there is damage covered by your dwelling coverage that requires you to live somewhere else temporarily. ALE may cover hotel costs, rent of a temporary home and restaurant meals.