California Contractor Insurance
Asena Capital Insurance Services — California-licensed insurance brokerage serving contractors statewide. Phone: (858) 925-9555. Email: info@asenainsurance.com.
San Francisco is home to 69 licensed flooring contractors (C-15, CSLB September 2026) — #10 in California, about 2% of the 3,741 contractor licenses based here.
25% of San Francisco's C-15 licensees hold more than one classification — most often B General Building Contractor (14%), C-54 Ceramic and Mosaic Tile Contractor (7%). Extra classifications can change how carriers rate your general liability and workers' comp, so list every license class when you quote.
Business structure: 45% sole owners, 54% corporations, 0% LLCs; median time licensed 20.5 years.
For flooring contractors, underwriters focus first on: moisture and subfloor failures causing cupping, buckling or mold after installation; and knee, back and repetitive-strain injuries. See the full coverage guide for flooring contractors for limits, endorsements and workers' comp rules.
Asena Capital Insurance Services compares multiple markets for San Francisco contractors and requests additional insured endorsements for you when a contract calls for them. Call (858) 925-9555 or request a quote — only your name, phone and email are required. CA License #6008596.
69 active C-15 licenses have a business address in San Francisco (CSLB, September 2026); 64% carry workers' comp and 35% are filed exempt.
Replacing your own work is generally not covered, but damage it causes to other property may fall under completed operations, depending on the policy.