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Condo Insurance

Also known as an HO-6 insurance policy, condo insurance can cover liability claims, damage to your condo unit and belongings, and additional living expenses if you're unable to stay in your residence due to a covered incident.

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What does condo insurance cover?

   A typical condo insurance policy provides coverage for the following categories:

 

  • Building property: the unit itself, including walls and fixtures

  • Personal property: furniture, electronics and other movable goods

  • Personal liability: legal expenses from claims or lawsuits against you

  • Loss of use: costs of lodging/transport if unit is uninhabitable

  • Loss assessment: your portion of any losses shared out by the association

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