California Contractor Insurance
Asena Capital Insurance Services — California-licensed insurance brokerage serving contractors statewide. Phone: (858) 925-9555. Email: info@asenainsurance.com.
San Bernardino is home to 40 licensed concrete contractors (C-8, CSLB September 2026) — #15 in California, about 5% of the 846 contractor licenses based here.
Nearby in San Bernardino County: Ontario (29), Fontana (23), Rancho Cucamonga (22), Hesperia (21).
30% of San Bernardino's C-8 licensees hold more than one classification — most often B General Building Contractor (20%), C-29 Masonry Contractor (5%). Extra classifications can change how carriers rate your general liability and workers' comp, so list every license class when you quote.
Business structure: 18% sole owners, 78% corporations, 5% LLCs; median time licensed 4.2 years.
For concrete contractors, underwriters focus first on: damage to underground utilities, sprinklers and existing hardscape during demo and prep; and concrete washout and runoff that can trigger property or pollution claims. See the full coverage guide for concrete contractors for limits, endorsements and workers' comp rules.
Asena Capital Insurance Services compares multiple markets for San Bernardino contractors and requests additional insured endorsements for you when a contract calls for them. Call (858) 925-9555 or request a quote — only your name, phone and email are required. CA License #6008596.
40 active C-8 licenses have a business address in San Bernardino (CSLB, September 2026); 95% carry workers' comp and 0% are filed exempt.
GL is built for bodily injury and property damage to others, not for redoing your own work. Damage your faulty work causes to other property may be covered under completed operations, depending on the policy.